Funeral plans comparison
When comparing plans, the main
differences between the Amber, Pearl and Diamond plans are the quality of the
coffin and whether limousines are included for your family to follow the
hearse. In addition, there are variations with viewing arrangements; our
advisers will be happy to talk you through these options
Please note that with Dignity, your cremation and minister's fees are
also guaranteed at today's prices in addition to your funeral director's costs.
Most other plan providers only make a contribution towards them which means
your family could have more to pay when the time comes.
And if you are considering a
burial, the Dignity plan provides one of the highest allowances of £1,220
towards your burial fees which increases annually. (please note - no funeral
plan includes the cost of a burial plot).
Most plan providers limit the use of an
allowance just to the actual burial fees, nothing else and if you don’t use it
you lose it. What makes the Dignity funeral Plan stand out is that this
allowance can be used for any funeral costs; so any money left over can be used
to help with other fees such as the burial plot, reception or flowers and if it
isn’t used it is paid back to the family or estate.
If after you have made a funeral plans comparison you find that, pre-paid funeral plans are outside of your budget, you may wish to consider funeral insurance plans which are life insurance plans that start from £3.90 a month, providing a cash sum that could help with funeral costs.