Dignity Funeral Plans Review

  • National Funeral Director coverage
  • All services in the plan for a cremation funeral are fully guaranteed
  • Awarded 5 Stars by Defaqto for their Diamond Plan
  • Services provided on monthly plans after 12 months*
Now cheaper than Co-op and Golden Charter!

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Market insight: Dignity is a leading provider of funeral plans and currently £300 cheaper than the Coop, £200 less than Golden Charter and up to £350 less than Avalon.

Dignity Funeral Plans Review - Key Points

 Registered and regulated by the Funeral Planning Authority (FPA)

Guarantees cremation and ministers fees as well as funeral directors costs

Offers the highest allowance of £1,220 for burial fees that can be used for any funeral costs with any remaining funds being paid back to the family

Awarded highest Defaqto rating of 5 stars for their Diamond plan

If you die before completing your monthly instalments, your services will be provided*. Dignity will cover the outstanding balance, not your family

Work with over 1,200 owned and approved funeral directors throughout the UK

Only company to publish an Annual Trust Fund report giving full transparency

If you move, the plan moves with you at no additional cost 

Use of the chapel of rest for family viewing is included on all plans

First company in the UK to be accredited the BSI Kitemark for Customer Service

£75 fee for placing the plan in joint names although this is fully refunded if you buy a second plan at a later date

 You need to be at least 50 years of age

Doctors fees for second death certificate aren’t included – although the law is about to change which means this won’t be relevant in the near future


Dignity Funeral Plan Review - Details

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Dignity Funeral Plan Review - Payment Options

You can pay for the Dignity Funeral Plan a number of ways; here is a summary of the options with prices shown in the table below.

In Full / or over 12 months – As with most funeral plan providers you don’t incur any additional fees for spreading your costs over 12 months. Therefore the 12 month option or paying in one go is your cheapest method of payment.

Monthly Payment Options – Dignity offer instalments between 1 and 25 years dependent on age with no deposit.

Dignity promise

On monthly funeral plans, Dignity promise to cover the cost of your funeral as detailed in your plan if you die before completing your instalments. This means any outstanding balance will be covered by Dignity, not your family.

*The only conditions are that the plan must have been in place for at least 12 months with all your payments up to date.

How secure is the Dignity Plan  

Dignity is registered with and regulated by the Funeral Planning Authority so therefore has to comply with their strict rules and code of conduct on the service you receive and most importantly how the money is held.  

When buying a Dignity funeral plan your money is held in the National Funeral Trust which is a completely separate entity to Dignity, so if anything were to happen to the company, the trust fund with your money in it remains intact and ready to pay for your funeral.  

They are also the only company to publish a comprehensive annual Trust Fund Report so there is complete transparency

dignity funeral plans review

Dignity - Company Review

Dignity is the UK’s leading provider of funeral plans. They are also one of the UK’s leading funeral service providers with over 1,200 privately owned or approved funeral directors.   

They also the largest single operator of crematoriums with over 44 locations across Britain (you still have access to all crematoriums throughout the UK with the plan – not just Dignity owned crematoriums).   

In addition to selling their plans direct, Dignity is also the company behind the Age UK funeral Plan, the Post Office Funeral Plan and various banks and building societies.

dignity Funeral Plans - Our Verdict 

Dignity is one of the few companies in the UK to offer a full guarantee for cremation and ministers fees in addition to the funeral directors costs which makes their plans one of the most comprehensive you can buy. This is highlighted by the fact that they have recently been awarded a 5 star Defaqto rating – the highest possible rating for their Diamond Plan.

The flexibility and use of the allowance for burial fees also makes them stand out against other plan providers. Most plan providers will only let you use the allowance for the actual burial or interment fees and if you don’t use it, you lose it. With Dignity, the allowance can be used in its entirety for any funeral services, such as help with buying the plot, flowers or the reception; and if there is any money left over, it is paid back to the family or estate.

And with the new Dignity Promise, monthly payment plan customers won’t have the worry of family paying the balance if they die before the instalments are complete. Now Dignity will cover any shortfall.

Quite simply with the Dignity plan you are paying a competitive price for one of the most comprehensive funeral plans.

Call us free on 0800 133 7380