Safe Hands funeral plans review

Safe Hands funeral plans are sold mainly through will writers, IFAs and estate planners.

Market insight: Safe Hands is a leading provider of funeral plans. However, Dignity funeral plans are up to £200 cheaper and include more guarantees.


  • Safe Hands work in partnership with a national network of SAIF and NAFD Funeral Directors
  • 5 different levels of service
  • Direct Cremation plan for those not wanting a funeral service
  • £1,200 contribution to third party costs on 3 of the 5 plans
  • Plans available to anyone over the age of 18


  • The most basic funeral plan makes no allowance for third party costs and two plans include a contribution, so there could be more to pay when the time comes
  • Instalments include a deposit of £250

Safe Hands funeral plan review - the details

Safe Hands Topaz Plan:  Guarantees the funeral director’s services with no contribution to third party costs, so these will need to be paid for by the family when the time comes.

Safe Hands Pearl Plan:  Guarantees the funeral director’s services and includes £1,200 for third party costs, a lined and fitted coffin and no limousine.

Safe Hands Sapphire Plan:  Guarantees the funeral director’s services and includes £1,200 for third party costs, a veneered coffin and one limousine.

Safe Hands Ruby Plan:  Guarantees the funeral director’s services and third party costs. Includes an oak veneer coffin and two limousines.

Plus, the Safe Hands Direct Cremation Plan, which is a direct cremation that has no service or family present. The deceased is taken directly to the crematorium in a van with no one in attendance for cremation. The Funeral director is selected by Safe Hands.

Payment options

You can pay for a Safe Hands funeral plan by the following methods of payment:

In full / over 12 months – In addition to paying in full, Safe Hands lets you spread the cost of the funeral plan over 12 months at no extra charge.

Instalments - If you prefer to spread your costs over a longer period, then monthly instalment options are available up to a period of 25 years with a deposit of £250

How secure are Safe Hands funeral plans?

When buying a Safe Hands plan your money is invested in a trust fund which is completely independent to the company.

So if anything happened to Safe Hands, because the trust fund is not an asset of the company, plan holders investments remain secure and ring-fenced.

Our Safe Hands funeral plan review verdict

Safe Hands mainly offer their plans through professional Will Writers, financial advisers and state planners and work in partnership with a network of independent funeral directors.

Safe Hands are registered with the Funeral Planning Authority (FPA) and endorsed by the National Federation of Funeral Directors, which is a trade body concerned with funeral directors rather than funeral plan providers.

The Ruby funeral plan guarantees third party costs and two Safe Hands funeral plans include one of the largest contributions towards third party costs, while most basic funeral makes no allowance at all for these costs.

Our offer

The Dignity Funeral Plan guarantees to fix ALL funeral costs listed in the plan including the funeral director's services, and the cremation and ministers fees, so your family will have nothing more to pay for these services.

You won’t have to worry about rising funeral costs as they are guaranteed at the price you pay today - giving you peace of mind that everything as detailed in the plan is taken care of and, when the time comes, your family will only have to make one phone call.

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Not sure which plan is the best one for you?

We always suggest that you read all of our reviews before making a decison. We recommend Dignity Plans as they offer great value for money with a quality service you can trust.

Should you like to know more please request a brochure or call us on 0800 133 7380.

Request a Dignity brochure

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